Uber and Lyft Accidents in Alabama
What to Do If You're in an Accident with an Uber or Lyft Driver in Alabama
Rideshare services like Uber and Lyft have become a convenient way to get around metropolitan areas in Alabama like Birmingham, Huntsville, Montgomery and Mobile. But when accidents happen, they introduce a unique set of legal and insurance challenges. If you’re injured in a collision involving a rideshare vehicle—whether as a passenger, pedestrian, or another driver—knowing what to do next can protect your health and your right to compensation.
1. Prioritize Safety and Seek Medical Attention
Immediately check for injuries. Call 911 if anyone is hurt or if there’s significant damage. Even if you feel fine, get evaluated by a medical professional—some injuries (like whiplash or concussions) may not show symptoms right away.
2. Call the Police and Get a Report
A police report is essential. It documents the scene, identifies involved parties, and may help establish fault. Be sure to request a copy for your records.
3. Gather Evidence at the Scene
Take photos of all vehicles, damage, and the surrounding area.
Get contact and insurance information from all drivers.
If you were a passenger, screenshot your ride details from the Uber or Lyft app.
Collect witness contact information if available.
4. Report the Accident to Uber or Lyft
Use the app’s reporting feature to notify the rideshare company. This helps document your involvement and triggers their internal claims process.
5. Understand Alabama’s Rideshare Insurance Rules
Alabama law requires rideshare companies to carry insurance that varies depending on the driver’s status at the time of the accident.
Generally, if the driver's app is off, then the driver's personal insurance applies. If the app is on, however, but no passengers in the car, the there is limited coverage in most instances provided by the rideshare company. Also, the driver's own insurance may also come into play.
If the app is on and passengers are onboard, then there is up to $1 million in liability coverage from Uber or Lyft.
6. Be Aware of Alabama’s Contributory Negligence Rule
Alabama follows a strict contributory negligence standard. If you’re found even 1% at fault, you may be barred from recovering damages. This makes it critical to have legal representation that can build a strong, evidence-backed case.
7. Consult a Birmingham Rideshare Accident Attorney
Navigating multiple insurance policies and corporate liability defenses can be overwhelming. An experienced attorney can:
Investigate the accident thoroughly.
Determine which insurance policies apply.
Handle communications with insurers.
Fight for full compensation for medical bills, lost wages, and pain and suffering.
Need Help After an Uber or Lyft Accident?
At Snable Law, we handle a number of personal injury claims involving rideshare services. If you’ve been injured in an accident with an Uber or Lyft driver in Birmingham, contact us today for a free consultation. We’ll help you understand your rights and pursue the compensation you deserve.
