Birmingham, AL Debt Collection Abuse Attorneys
The Fair Debt Collections Practices Act (FDCPA) governs creditors' behaviors in their attempts and subsequent action to collect a debt. The law is aimed at preventing “abusive, deceptive, and unfair debt collection practices by many debt collectors.” See FTC.gov. The FDCPA addresses such things as when creditors may call you, to whom they may speak with concerning a particular debt, and what information and disclosures must be given to the consumer.
It is not uncommon for creditors to shun the FDCPA and it's regulatory function.